A personal message from VinceWatch this before you book your free call
Most Australians approaching retirement don't have a clear answer to that question. We help you get one — with a personalised strategy built around your super, your goals, and your timeline.
Without a proper strategy, you're guessing. And guessing with your life savings — when you're 55, 60, 65 — is a risk you don't need to take.
The gap between a stressful retirement and a comfortable one usually isn't how much you've saved. It's how well that money is structured.
Wrong fund, wrong structureMost Australians are in default super options that aren't optimised for their age or risk profile.
Paying too much taxWithout planning, you could hand back tens of thousands unnecessarily in your transition to retirement.
No clear timelineNot knowing your "retirement date" means you can't make confident decisions about work, spending, or lifestyle.
Age Pension eligibility missedMany Australians are entitled to some Age Pension but don't structure their assets to access it.
I started Wealthly Advice because too many Australians were getting generic advice from advisers who didn't really know them — or weren't available when it mattered.
A large portion of my clients are pre-retirees and retirees. This is where I specialise — super strategy, transition to retirement, SMSF, pension structuring, and Age Pension planning.
I cap the number of clients I work with so every client gets the attention they deserve. If we're a match, I become your financial partner for the long term — not just someone who hands you a document.
Vince has been our financial adviser for the past 10 years. The last ten years with his guidance, we have been able to better position ourselves for when we do retire. Yes, I can honestly say Vince has been a great partnership.
Thanks Vince — since you cared, I'm now semi-retired 3 years earlier than we both expected.
Not a generic document. A clear, personalised strategy you understand and feel confident acting on.
A realistic projection of what you need, when you can retire, and what your income will look like — modelled around your actual situation.
Fund selection, contribution strategy, and investment allocation optimised for your age, tax position, and risk profile.
Transition to retirement strategies, concessional contributions, and income structuring designed to keep more in your pocket.
Asset and income structuring to maximise any Age Pension entitlements you're eligible for — often worth thousands per year.
A sustainable drawdown strategy across your account-based pension, investments, and other income streams so your money outlasts you.
Annual reviews, strategy adjustments as legislation changes, and a direct line to Vince — evenings and weekends included.
"Working with Vince has given us peace of mind knowing that he will help us make good financial choices to keep us on track to achieve our goals for retirement. He is always well prepared with strategies."
"Vince helped my family through a challenging time by assisting us with reshaping our financial profile, and it literally allowed us to survive financially as a family. I highly recommend Vince to anyone who needs financial advice."
"Vince is and has always been a very professional yet friendly and respectful gentleman. I've been dealing with Vince for well over a decade and would not hesitate for a second to recommend his services."
It's a no-pressure chat to understand your situation — your age, super balance, goals, and timeline. We'll tell you honestly whether we can help, and what that looks like. No obligation to go further.
The 15-minute discovery call is completely free. If we agree to proceed, the initial 60–90 minute consultation is $440. You'll leave with real clarity and actionable insights regardless of whether you continue to a full advice engagement.
No — the earlier you start, the more options you have. Many clients come to us 5–10 years before their target retirement date, which gives us the most room to build a strategy that genuinely moves the needle.
Yes. We work with clients all over Australia via video call. The process is identical to an in-person meeting and just as effective.
We're happy to do a second opinion review. Many clients come to us after feeling their current adviser isn't proactive, available, or genuinely focused on their retirement outcome.
Usually within 1–2 weeks. Book directly via Calendly to see Vince's current availability and choose a time that suits you.
No obligation. No jargon. Just a straight conversation about where you are and what's possible.
With Vince Madaffari · CFP® · Moonee Ponds, Melbourne
🔒 Your details are kept strictly confidential.
Prefer to call? 0403 254 306